In addition, we’ll replace your equipment on a new-for-old basis if it’s three years old or less (or 18 months for laptops and computers) and bought new. We also cover up to £30,000 worth of equipment if it is taken away from the home. Our Equipment cover safeguards your equipment against theft, loss, and damage both in and out of the home, up to the value of £50,000. Yes, your standard home contents insurance covers everything you keep in your home – but it’s important to remember that personal possessions you take out of the home, such as your DJ equipment, require additional cover. All it takes is for someone in the crowd to spill a drink on your equipment or a brief concentration lapse while you’re loading your vehicle after a gig, and you could be in financial difficulty if you didn’t have insurance.And it’s not just any insurance you need. So, the last thing you want to do is shell out even more for replacements or repairs because your equipment was stolen or damaged and you weren’t sufficiently protected. Let’s face it – you’ve no doubt invested significant time and money in obtaining your equipment. Here’s an overview of what each type of insurance covers.Īs a DJ, you need Equipment cover to avoid having to pay for replacements or repairs yourself. What does DJ insurance cover?Īt Insure4Music, our DJ insurance can provide everything from Public Liability to Worldwide cover.
Read on to find out more about the specific instances that are covered by DJ insurance. In a nutshell, it helps you continue to perform and avoid losing potentially vast sums of money. These examples give you a snapshot of why you need DJ insurance.
Without insurance, you’d need to find that money from your pocket. There’s also the risk of you suffering a bad injury and not being able to work or earn money for long periods of time. Some venues insist that you have a certain level of insurance, and management may ask you to provide proof of insurance as a condition of you playing there. That’s why having DJ insurance is crucial.Īside from the threat of theft or damage, insurance might also be a prerequisite of the venue you’re performing at, as mentioned above. After all, accidents can happen while you’re performing – as we’ll explore in more detail further down – and your equipment is at risk of theft when it’s in storage.
Therefore, you’re taking a huge risk by not insuring them. Why do I need DJ insurance?įirstly, your mixers, decks, computer, audio equipment, lighting, and other accessories come at a cost – usually a high cost.
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For instance, if your equipment is lost, damaged, or stolen, or if a claim is made against you.Īt Insure4Music, we provide insurance for aspiring and professional DJs, mobile DJs, and hobbyists. What is DJ insurance?ĭJ insurance is a form of financial protection which compensates you if an incident or accident takes place.
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We also give you the full lowdown of our various cover options to help you decide which option is best for you. Whether you’re a DJ who plays live or at home, you need to protect your equipment – and potentially yourself – with specialist DJ insurance.īelow, we outline the scenarios in which you’d need this cover, from having your equipment stolen to a venue asking for proof of insurance.
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